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Terms and Conditions

1. Introduction

North Point, its subsidiaries, and affiliates (collectively referred to as "Website Owner," "we," "us," or "our") provide information found on this website to visitors ("visitors" or "you") subject to the terms and conditions presented herein, the privacy policy, and any additional relevant terms, policies, and notices that may apply to specific sections or modules of this website.

2. Information on the Website

Although we strive to keep the information on this website current, neither the Website Owner nor any third-party data or content provider makes any representations or warranties, whether express or implied, regarding the sequence, accuracy, completeness, or reliability of the information, opinions, share price data, research information, data, and content found on the website. The Website Owner retains the right to change or discontinue any aspect or feature of this website without prior notice. The website's information should not be construed as advice and is intended solely for informational purposes. You and your company use the information on this website at your own risk. Please inform us if you encounter an error or omission on this site.

3. Trademarks

The trademarks, names, logos, and service marks (collectively "trade marks") displayed on this website are registered and unregistered trademarks owned by the Website Owner. Nothing on this website should be interpreted as granting any license or right to use any trademark without the prior written consent of the Website Owner.

4. External Links

External links may be provided for your convenience; however, they are beyond the control of the Website Owner, and no representation is made regarding their content. Your use or reliance on any external links and the content they provide is at your own risk. When visiting external links, you must refer to the terms and conditions of use provided by the respective external websites. No hypertext links may be created from any website under your control to this website without the prior express written permission of the Website Owner.

5. Public Forums and User Submissions

The Website Owner is not responsible for any material submitted to public areas by you, including bulletin boards, hosted pages, chat rooms, or any other public area on the website. Any material (whether submitted by you or any other user) is not endorsed, reviewed, or approved by the Website Owner. The Website Owner reserves the right, at its sole and absolute discretion, to remove any material submitted or posted by you in the public areas without prior notice if it becomes aware or determines that you have or may:

  • 5.1. Defame, abuse, harass, stalk, threaten, or otherwise violate the rights of other users or any third parties.
  • 5.2. Publish, post, distribute, or disseminate defamatory, obscene, indecent, or unlawful material or information.
  • 5.3. Post or upload files that contain viruses, corrupted files, or similar software or programs that may damage the operation of the Website Owner's or a third party's computer system or network.
  • 5.4. Violate any copyright, trademark, or other applicable domestic or international laws or intellectual property rights of the Website Owner or any other third party.
  • 5.5. Submit content containing marketing or promotional material intended to solicit business.

6. Specific Use

You agree not to use the website to send or post any message or material that is unlawful, harassing, defamatory, abusive, indecent, threatening, harmful, vulgar, obscene, sexually-oriented, racially offensive, profane, pornographic, or that violates any applicable law. By doing so, you indemnify the Website Owner against any loss, liability, damage, or expense resulting directly or indirectly from using the website to send or post such messages or materials.

7. Warranties

The Website Owner makes no warranties, representations, statements, or guarantees, whether express or implied, concerning the website, the information on the website, your or your company's personal information, or material and information transmitted through our system.

8. Disclaimer of Liability

The Website Owner shall not be held responsible and disclaims all liability for any loss, liability, damage (whether direct, indirect, or consequential), personal injury, or expense of any nature suffered by you or any third party (including your company) due to or in connection with your access and use of the website, any information on the website, your or your company's personal information, or material and information transmitted over our system. In particular, neither the Website Owner nor any third-party data or content provider shall be liable in any way to you or to any other person, firm, or corporation for any loss, liability, damage, personal injury, or expense arising from any delays, inaccuracies, errors, or omissions in, or of, any share price information or its transmission. This includes any actions taken in reliance on or occasioned by such errors or interruptions.

9. Use of the Website

The Website Owner makes no representation or warranty that the information on the website is suitable for use in any jurisdiction. By accessing the website, you affirm that you are legally entitled to do so and to use the information made available via the website.

10. General

10.1 Entire Agreement

These website terms and conditions constitute the sole record of the agreement between you and the Website Owner concerning your website use. Neither you nor the Website Owner is bound by any express, tacit, or implied representation, warranty, promise, or the like not documented herein. Unless otherwise explicitly stated, these website terms and conditions supersede and replace all prior commitments, undertakings, or written or oral representations between you and the Website Owner regarding your website use.

10.2 Alteration

The Website Owner reserves the right to modify any relevant terms and conditions, policies, or notices at any time. By visiting the website, you agree to be bound by the current version of the applicable terms and conditions (the "current version"). Unless otherwise stated in the current version, all prior versions are superseded by the current version. You are responsible for reviewing the then-current version each time you visit the website.

10.3 Conflict

If a conflict or contradiction arises between the provisions of these website terms and conditions and other relevant terms and conditions, policies, or notices, the latter terms and conditions, policies, or notices that relate specifically to a particular section or module of the website shall take precedence concerning your use of that specific section or module of the website.

10.4 Waiver

No indulgence or extension of time granted by either you or the Website Owner will constitute a waiver of or limit any existing or future rights of the granting party under these terms, except where the granting party has signed a written document expressly waiving or limiting such rights.

10.5 Cession

The Website Owner may assign and delegate its rights and obligations under these terms, policies, and notices to any third party.

10.6 Severability

All provisions of these terms, policies, and notices are severable from each other, regardless of how they are grouped or linked grammatically. If any provision becomes unenforceable in any jurisdiction due to voidness, invalidity, illegality, unlawfulness, or for any other reason, it will, in that jurisdiction only and to the extent of its unenforceability, be treated as pro non scripto (as if it was not written), and the remaining provisions will remain in full force and effect.

10.7 Comments or Questions

Please contact us with any questions, comments, or concerns about the website, the privacy policy, other relevant terms, conditions, policies, notices, or how we handle your personal information.